Every non-profit requires liability insurance and without it is asking for a destructive consequence. Selecting the right company requires a few discovery questions: How accessible is the company? When you call does someone answer? Is the website handy and can you...
Well, you MUST NOT destroy it! The reason? If you are ever brought to litigation that charges you with wrong during the time that policy was in force, you will need to produce the policy and you should not depend on the liability insurance carrier at the time to have...
